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Return of premium policy

This product is for individuals that think that they will outlive the term and don’t want to lose the premiums.  Example, Subha age 35 buys a $1 million of coverage for 30 years for $2000 a year in premium.  The policy is good for the next 30 years.  If Subha passes away in the next 30 years, his family will get $1m death benefit income tax-free.  But, if he is still alive after 30 years, the insurance company will return 100% of the premiums paid by Subha.  $2000 a year for 30 years = $60,000 tax free.  It’s a win-win situation for Subha and the insurance company.

How much could you save?

Contact us over the phone, chat or email. Connect to an expert for free consultation and quote. Toll-Free +1 (408) 290-4096

I have used NRI Life Insurance for my personal needs and have never been disappointed with the value and the quality of advice and services offered.

Best term life insurance for NRI
Rajiv Sharma
Seattle, WA
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