Common Myths About Whole Life Insurance

Whole life insurance seems like quite a straightforward process. It ensures that you have coverage for as long as you are alive, and it guarantees premium returns, cash value generation and death benefit. Agencies that offer whole life insurance typically pay dividends each year, which can be applied to premium…

What happens when term life insurance expires?

Although term coverage is usually bought with the assumption that any dependents will be fully grown and financially independent by the time it expires, that is not what always happens. Normally, when term life insurance expires, nothing happens. The insurance carrier simply sends a notice to the policyholder that the…
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